Zip - Buy Now Pay Later

When it comes to the things you need, Zip's got you covered. Zip is one of Australia’s leading buy now pay later companies, and Zip can help you to own the little things and big things in life, sooner. Zip is fast, easy to use and there’s a wide and ever-growing range of places to shop. Start enjoying more with Zip.

You can choose to spread the cost of your purchases over weekly, fortnightly or monthly payments.

How is Zip different?

Sign up in minutes. Applying is fast and easy so you can start shopping today!

Shop just about everywhere

Shop at all your favourite places, online and instore, with the Zip app.

Flexible repayments

Our flexible repayments put you in control by letting you pay later at your own pace.

Humm - Pay in slices

Buy ‘Little things’

Apply for up to $2,000. Repay in 5 or 10 slices weekly or fortnightly. Repay and free up your balance to spend again.

Buy ‘Big things’

Get pre approval up to $10,000. Apply instore for up to $30,000 depending on what you buy and where you shop. Repay over 6, 12, 24 months all the way up to 60 months.

Afterpay - Interest Free Financing

Pay over 6 weeks.

Get what you need now. Make your first payment today and the rest over 6 weeks. Afterpay will send you reminders, so you never miss a payment.

Never pay interest.

Afterpay never charge interest. Full stop.

No fees when you pay on time.

Afterpay is free when you pay on time. Pay nothing to sign up, no establishment fees, no monthly account fees.

Smart spend limits.

Afterpay spending limits start at around $600 and only increase gradually with responsible spending behaviour.